This is Part II of this series on 20 ways to cheaper car insurance. We discussed online shopping in Part I now let’s look at the others…

2 Look, Look And Keep Looking—

Just the other day; I was speaking to my friend who mentioned that he had struck gold! I asked how. He said he spend over a month shopping around for cheap but a good car insurance company. And his search helped him find big savings on his insurance premium. Morale of the story – Since all insurance companies use different formulas to calculate your premium based on facts about you and your car, if you look around you will find at least one company that provides you cheaper premium rates!

3. Clubbing More Than One Insurance Product—

Do you require car insurance as well as homeowner’s insurance? Most insurance companies offer extra discounts if you buy more than one product (insurance policy) from them. By opting for this, you can save a considerable amount on ALL your insurance premiums.

4. Make A Lump sum Payment On Your Car Premium-

Did you know that some insurance companies charge as much as 15% APR (interest charges) on instalments? Hurts doesn’t it? But you can get away without paying interest charges. How? Simple. Pay your insurance premium in full. If you can afford to pay off completely, you can look at a small loan; search the internet for more information!Guest blogger Karma Kontent