Car insurance is one of the types of insurance that covers drivers for cars, motorbikes, vans, and other vehicles. Driving a car usually means taking risks for yourself and others as well. Motor insurance is compulsory in the UK.

Mostly three types of insurance covers are offered by car insurance companies. These are:

Third Party Only—it covers you against accidental damage to a 3rd party vehicle, injury and liability to passengers in the policy holder’s car.

Third Party, Fire and Theft—include all benefits of 3rd party with additional benefits of cover for fire, lightening, explosion, theft etc.

Fully Comprehensive—covers against accidental damage and injury to third parties and liability to passengers in the policy holder’s car.

There are many cheap car insurance providers in the UK, so make sure you choose a policy not because it’s cheap but because the policy is right for you.

Car Insurance is a Legal Requirement
It has been a legal requirement in the UK since the thirties , when the legislation was introduced requiring every person using motor vehicle on the public roads to have car insurance in order to protect themselves and other against ptential injuries etc.

Here are some interesting Car Crime Facts for you

1. Not inckuding the capital Car theft in the UK ranges from .01% per 1,000 people to .034% per person
2. Most car crime take place when vehicles are parked close to the car owner’s home
3. 26% of car crimes in the take place right outside the car owner’s home
4. More than 2 million motor vehicle crimes occur each year