Car Accident Checklist

The reason we tend not to be prepared for a car accident is that no one expects it to actually happen. The reality is accidents do occur and always at an inconvenient time and can be very stressful to deal with, meaning many make mistakes and after the event, wish they had done things differently

Insurance Details

The first thing would normally do it get the other persons insurance details. It is often the case they don't know who they are insured with, maybe knowing which broker they had bought the insurance from, but not the full details. This often means taking down car registration, and relying on phone numbers and addresses to follow up later

Take time out to remember who you are insured with, both broker and insurance company, write these down and keep hem in the car. You may choose to keep the actual details on the car, but you then always have the risk of losing these documents should your car get stolen. the very documents you need at this time have now gone with the car

Don't forget to carry something to write down the other persons details and take the time to get it right

Never Accept Blame

Never accept blame, but accusing the other party of bad driving can also cause conflict that at this stressful time, may restrict a speedy insurance claim. Embarrassment may then force the other claimant to exaggerate the situation, to prove a point.

Take Photos Where You Can

Modern technology could mean you have a digital phone within you mobile phone. Take some photos of where each is located, any skid marks and damage to both vehicles. This again can cause friction if you are in he right, so try to do this discreetly.

Names And Contact Details Of Witnesses

Try to get names and contact details of anyone nearby who saw what happened to clarify the situation should there be a dispute. Often speeding drivers lie about speeds they were driving, or they swerved to miss something. Very often you have no way of proving your side of the story without witnesses.

Breakdown Cover Accident Management

Many breakdown cover policies have accident management assistance. to aid you in these stressful times. They may be able to remove your car and aid in other advice and actions. To find out exactly what is offered you will need to read the small print within each of the breakdown cover service provider web sites.