If you are a new driver and have just pased your test you may be shocked the premiums asked for from you car insurance company. In many cases they far outstrip the value of your car, encouraging new drivers to purchase third party policies.

But there is something you could consider to reduce that financial burden at this stage and that is called the Pass Plus. It really is another driving course designed to speed up your learning designed by the DSA (Driving Standards Agency), and the good news is, that once you have passed this, many car insurance servcie providers will consider offering you cheaper premiums, due to the reduced risk factors this course provides.

It consists of 6 modules that covers driving in town, at night, on the motorway, dual carriageways, rural roads and different weather condidtions. There is no test at the end of this, but your instrauctor will be monitoring your abillty throughout the 6 modules. Once you have finished, your completed form will be sent to the DSA, who will then send you a certificate, which you produce to negotiate a cheaper insurance premium.

There are many driving schools which offer this service and of course the fees vary from school to school and town to town, so you will not only need to shop around but make sure you find someone who has gone through the pass plus before and can recommemnd a school. failing that, do some research on the internet on fourums and such like to discover not only what it is about, but which driving cshools to choose.

There are some who have complained that the cost of the course outweighs the saving on the insurance, but you should also consider the pass plus will help you for the first few years of premiums not just the first and make you a better driver.

So before you can buy that ellusive breakdown cover policy you first need to have your car and be legal with car insurance and the Pass Plus may help you get your premiums down quicker

We hope you get a benefit from the articles and information we have found throught the ineternet. Breakdown cover is a part of motoring, so we are trying to bring other motoring and driving subjects within our site.